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Tax Deductions for Private Mortgage Insurance: Back
Posted in Denver Real Estate News.
 
 

Home owners were among those who benefited from the tax compromise that President Obama signed last week. Among the most home owner-friendly provisions are:
Deductions for private mortgage insurance. The agreement extends through 2011 a provision allowing home owners to deduct these insurance premiums. To qualify for the full deduction, homeowners must have an adjusted gross income of $100,000 or less. Taxpayers with AGI of $100,000 to $109,000 can claim a partial deduction. Borrowers can’t deduct premiums on home loans that closed before 2007.
Tax credits for energy-efficient home improvements. Home owners who install insulation, new windows or other energy-saving improvement in 2010 are eligible for a tax credit worth 30 percent of the cost up to a lifetime maximum of $1,500. Improvements must be bought and installed by Dec. 31. Those who delay improvements to 2011 still get a tax credit, but it is capped at $500. Source: USA Today

 

Source: Tom Ninness, Vice President of Cherry Creek Mortgage
 
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